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MARKET SNAPSHOT
(JUL 14, 2026 - AUG 13, 2026)
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MY BLOGS
If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole n
If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway.So, why are
Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating.But it's a real possibility.A lot of people are putting their plans on hold because they believe much lower mortgage rates are right around the corner. But, based on today's forecasts,
For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want?Well, worry a little less. Because right now, those big investors aren't buying up the market. They're backing out of it.Invest

Froilan Agudo
Broker/CEO
Froilan Agudo CBR, E-PRO Broker/CEO Froilan's story began in 1997. He worked in a small brokerage for one year as a real estate agent and then moved onto Century 21 where he worked for 21 years. There he became a top producer earning: 5 Centurion awards. Twenty-two years in the business have armed Froilan with abundant experience on short-sales, foreclosures, modifications, investing, buying & selling homes; making Froilan the ideal broker. As of July 2018, City Homes Realty Group has earned a 5-star rating in overall performance in customer service and reliability. "My main goal as broker and leader of our City Homes Realty Group family is to continue to provide our clients with unparalleled customer service. After 27 years in the industry, I am excited to begin this new journey with the original Judith and The Agudo's Team. Our family has grown, and we may have a new home, but our clients will always be our number one priority. I specialize in residential and commercial property sales in Queens County, Long Island, and Kings County. I'm a man of my word and work hard to earn my client's trust. I'm always looking to exceed YOUR EXPECTATIONS."
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